DAILY DEVOTIONS, LIFELONG FAITH

Terms of Service

1. Introduction

Welcome to CatholicExchange.com (“Site”), a digital apostolate of Sophia Institute Press (“we”, “us”, “our”). Catholic Exchange exists to promote spiritual growth and Catholic evangelization by publishing faithful content that brings the treasures of the Church to the world. These Terms of Service (“Terms”) govern your access to and use of the Site and all content, features, and services made available through it.

Please read these Terms carefully before using the Site. By accessing or using CatholicExchange.com, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

2. Use of the Site

You agree to use the Site only for lawful purposes and in a manner consistent with Catholic moral teachings. You may not:

  • Violate any applicable law or regulation.
  • Upload or transmit content that is abusive, defamatory, obscene, or offensive.
  • Infringe on the intellectual property rights of Catholic Exchange or others.
  • Interfere with the security or integrity of the Site.
  • Attempt to gain unauthorized access to accounts, systems, or data.

We reserve the right to suspend or terminate your access to the Site at our sole discretion if we believe you have violated these Terms.

3. Content Ownership

All content published on CatholicExchange.com—including but not limited to articles, essays, videos, podcasts, images, and logos—is the property of Sophia Institute Press or its content providers and is protected by intellectual property laws.

Images appearing on CatholicExchange.com may be licensed from third-party providers such as Shutterstock, and are used with permission for the purposes of display on this site only. You may not copy, reproduce, redistribute, or otherwise use these images for any other purpose without obtaining appropriate licensing directly from the rights holder.

Unauthorized use of any image, including downloading, republishing, or modifying, may violate copyright laws and could result in legal liability.

4. User Contributions

You may have the opportunity to submit comments, articles, or other materials (“User Content”) to the Site. By doing so, you:

  • Grant Catholic Exchange a worldwide, perpetual, royalty-free, non-exclusive license to use, reproduce, publish, and distribute your content in any medium or format.
  • Represent that your submission is original and does not infringe on any rights of third parties.
  • Agree that we may moderate, edit, or remove User Content at our discretion.

5. Email Newsletters and Communication

By subscribing to Catholic Exchange newsletters or submitting your email address, you consent to receive emails from us. You may unsubscribe at any time using the link provided in each message. We will not sell or rent your email address to third parties. Please review our Privacy Policy for more information.

6. Donations and Purchases

If you make a donation or purchase through CatholicExchange.com, you agree to provide accurate payment information and authorize us (or our payment processors) to charge the provided payment method. All donations are non-refundable unless otherwise noted.

7. Disclaimer of Warranties

The content on CatholicExchange.com is provided “as is” and for informational purposes only.

We do not warrant that:

  • The Site will be uninterrupted or error-free.
  • Content is accurate, complete, or current.
  • The Site is free of viruses or harmful components.

CatholicExchange.com does not provide professional, spiritual, or medical advice. Always consult a priest, counselor, or qualified professional where applicable.

8. Limitation of Liability

To the fullest extent permitted by law, Catholic Exchange and its affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your access to or use of the Site or its content.

9. Indemnification

You agree to indemnify and hold harmless Catholic Exchange, Sophia Institute Press, its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses arising from your violation of these Terms or your use of the Site.

10. Third-Party Links

The Site may include links to third-party websites. Catholic Exchange is not responsible for the content or practices of these websites and does not endorse them. Your use of third-party sites is at your own risk and subject to their terms.

11. Termination

We reserve the right to terminate or restrict your access to the Site for any reason, without notice, including for violating these Terms.

12. Governing Law

These Terms are governed by the laws of the State of New Hampshire, without regard to conflict of law principles. Any legal action must be brought in the state or federal courts located in New Hampshire.

13. Changes to These Terms

We may update these Terms from time to time. Changes will be posted to this page and take effect immediately upon posting. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

14. Contact Information

For questions or concerns regarding these Terms of Service, please contact:

Catholic Exchange
c/o Sophia Institute Press
PO Box 5284
Manchester, NH 03108
Email: editor@CatholicExchange.com
Phone: 603-641-9344

Latest update: November 13, 2025